Palmetto review
The no-money-down path to solar. Palmetto is a national installer whose LightReach program offers $0-down leases and PPAs — go solar with no upfront cost, a fixed monthly rate, and ongoing system monitoring.
Palmetto is our pick for $0-down solar in Dallas–Fort Worth. Its LightReach program offers leases and power-purchase agreements that put solar on your roof with no upfront cost and a predictable monthly rate — a strong fit if you want to avoid a large cash outlay or a loan. Palmetto pairs a digital-first experience with local installation partners and includes ongoing monitoring. The honest trade-off: with a lease or PPA you don't own the system or directly claim its incentives — though Palmetto also offers cash and loan purchases if owning matters to you.
Palmetto at a glance
Who they are
Palmetto is a national solar provider that serves the Dallas–Fort Worth market with a digital-first experience backed by local installation partners. Its standout feature is LightReach — a $0-down financing program offering solar leases and power-purchase agreements (PPAs) so you can go solar without buying the equipment outright.
That financing-first model became more relevant in 2026. With the 30% federal tax credit gone for homeowner purchases, third-party-ownership structures like LightReach can still capture commercial tax incentives and pass a portion of the savings through to you. The honest counterpoint, which we think a trustworthy guide should say out loud: with a lease or PPA you don't own the system or directly claim its incentives, and a long-term agreement deserves a careful read. If owning the system is a priority, Palmetto also offers cash and loan purchases.
Services offered
LightReach $0-down
Leases and PPAs that install solar with no upfront cost and a fixed monthly rate.
Solar installation
Design and install through Palmetto's national network of local partners.
Battery storage
Battery add-ons for backup power and greater energy resilience.
Monitoring app
Ongoing system monitoring and support through the Palmetto app.
Credentials & equipment
Palmetto competes on $0-down financing and a digital experience:
Pros & cons
What we like
- True $0-down via the LightReach lease/PPA program
- Predictable fixed monthly cost
- Ongoing monitoring and support included
- Digital-first experience with local install partners
- Cash and loan purchase options also available
Keep in mind
- With a lease/PPA you don’t own the system
- Long-term agreements deserve a careful read
- Leased systems don’t directly claim incentives
- National model is less hyper-local than DFW shops
Frequently asked questions
What is Palmetto LightReach?
Does Palmetto require money down?
Do you own the system with LightReach?
Is Palmetto a national company?
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